Encino & Los Angeles California Individual Disability Insurance
Individual Disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Boxer Insurance Services, we can custom design a California disability insurance policy to fit your individual needs. Many studies say that Americans may have a long-term disability before the age of 65, so this complement to your health insurance is necessary.
An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxed but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term. There are also Life Insurance policies with disability riders attached.
Basic ways of disability insurance in Encino & Los Angeles California
- Individual Private Disability income policy
- Social Security Disability benefits
- Employer paid Group Disability benefits
Let a Boxer Insurance Services agent explain the different options you have when considering Individual Disability insurance in Encino, California including LA County, Burbank, Calabasas, Santa Clarita, Studio City, and Westlake Village areas.